1,603 visits
SENIOR HELP
2007 HHS Poverty Guidelines
| Persons | 48 Contiguous | | |
| 1 | $10,210 | $12,770 | $11,750 |
| 2 | 13,690 | 17,120 | 15,750 |
| 3 | 17,170 | 21,470 | 19,750 |
| 4 | 20,650 | 25,820 | 23,750 |
| 5 | 24,130 | 30,170 | 27,750 |
| 6 | 27,610 | 34,520 | 31,750 |
| 7 | 31,090 | 38,870 | 35,750 |
| 8 | 34,570 | 43,220 | 39,750 |
| For each additional | 3,480 | 4,350 | 4,000 |
http://aspe.hhs.gov/poverty/07poverty.shtml
In 2006 – There were 31,802,000 (million) families living in the
http://pubdb3.census.gov/macro/032007/pov/new46_100125_08.htm
Approximate current US population: 302,918,422
Approximately 10% of our population is living in POVERTY
Note: The U.S. POPClock is consistent with Census 2000 data and the most recent national population estimates.
What programs use the poverty guidelines?
The HHS poverty guidelines, or percentage multiples of them (such as 125 percent, 150 percent, or 185 percent), are used as an eligibility criterion by a number of federal programs, including those listed below.
- Department of Health and Human Services:
- Community Services Block Grant
- Head Start
- Low-Income Home Energy Assistance Program (LIHEAP)
- Community Food and Nutrition Program
- PARTS of Medicaid (31 percent of eligibles in Fiscal Year 2004)
- Hill-Burton Uncompensated Services Program
- AIDS Drug Assistance Program
- State Children’s Health Insurance Program
- Medicare – Prescription Drug Coverage (subsidized portion only)
- Community Health Centers
- Migrant Health Centers
- Family Planning Services
- Health Professions Student Loans — Loans for Disadvantaged Students
- Health Careers
Opportunity Program - Scholarships for Health Professions Students from Disadvantaged Backgrounds
- Job Opportunities for Low-Income Individuals
- Assets for
Demonstration ProgramIndependence - Department of Agriculture:
- Food Stamp Program
- Special Supplemental Nutrition Program for Women, Infants, and Children (WIC)
- National School Lunch Program (for free and reduced-price meals only)
- School Breakfast Program (for free and reduced-price meals only)
- Child and Adult Care Food Program (for free and reduced-price meals only)
- Expanded Food and Nutrition Education Program
- Department of Energy:
- Weatherization Assistance for Low-Income Persons
- Department of Labor:
- Job Corps
- National Farmworker Jobs Program
- Senior Community Service Employment Program
- Workforce Investment Act Youth Activities
- Department of the Treasury:
- Low-Income Taxpayer Clinics
- Corporation for National and Community Service:
- Foster Grandparent Program
- Senior Companion Program
- Legal Services Corporation:
- Legal Services for the Poor
Most of these programs are non-open-ended programs — that is, programs for which a fixed amount of money is appropriated each year. The only open-ended or “entitlement” programs that use the poverty guidelines for eligibility are Food Stamps, the National School Lunch Program, certain parts of Medicaid, and the subsidized portion of Medicare – Prescription Drug Coverage.
Some state and local governments have chosen to use the federal poverty guidelines in some of their own programs and activities. Examples include financial guidelines for child support enforcement and determination of legal indigence for court purposes. Some private companies (such as utilities, telephone companies, and pharmaceutical companies) and some charitable agencies also use the guidelines in setting eligibility for their services to low-income persons.
Major means-tested programs that do not use the poverty guidelines in determining eligibility include the following:
- Temporary Assistance for Needy Families (TANF) and its predecessor, Aid to Families with Dependent Children (AFDC) (in most cases)
- Supplemental Security Income (SSI)
- Earned Income Tax Credit (EITC)
- State/local-funded General Assistance (in most cases)
- Large parts of Medicaid (69 percent of eligibles in Fiscal Year 2004)
- Section 8 low-income housing assistance
- Low-rent public housing
http://aspe.hhs.gov/poverty/faq.shtml#differences
My questions are:
How many of us make more than the income listed but still cannot afford to live?
- How many do not have transportation?
- How many do not have health insurance?
- How many do not have dental insurance?
- How many of us lie awake at night, wondering:
- how long before we are evicted?
- how long before the utilities are shut off?
- how long before we run out of food?
- what we will do if we have a medical crisis?
Can someone explain this to me?
Patsi,
I don't know what area of Kentucky you are in, but start with the links below. There should be something that can help.
I do know catholic charities will give people vouchers for food and there are food pantries that can help.
- Also when it comes to things like heating/cooling you can apply for HEAP
- or the red cross does have emergency funds available if you do not qualify for HEAP.
- ways to work may be able to help with your car loan - page #16 on the link below.
I hope some of this information is useful. Good luck!
You seem to be very judgmental and defensive when questioned. I was merely asking questions and offering my observations due to your lack of information.
If you read the entire post you would see that I offered suggestions.
You are young, healthy, and according to you, educated. Your military discharge was over 15 years ago, why did you leave? Why didn't you stay in?
You stated, "April I find out that the love of my life is messing around on me and we break up, she takes both kids with her and moves out and takes income with her that was promised to the landlord and cable"
Therefore, you were NOT the SOLE source of income and could not afford the apartment on your own. My observation was that you need to learn how to be independent. Yet your first reaction is to attack me - WHY?
Also, Pennsylvania DOES have alimony or spousal support.
Regarding the lemon law - I do stand corrected, in PA, it does apply only to NEW vehicles, however did you do a background check on the vehicle prior to your purchase? Did you get any type of warranty? Did you have a mechanic check out the vehicle prior to your purchase?
Yes, hindsight is 20/20, but moving forward, perhaps you might be more careful in ALL your actions and decisions rather than lashing out at those who will not fall for your "poor me" attitude and expect you to act like the man you are supposed to be.
Let’s be blunt. Some of the people here, are here because they screwed up. They are thousands of dollars in debt for whatever reason and now they need to get their debt paid or they will lose everything. It can happen to any of us. This is not about “What Would Jesus Do?” This is about what YOU SHOULD do. Jesus didn’t make the debt, you did. He is not going to pay the debt, you are. This is only temporary, you can survive this situation, thousands of people do it every day.
That being said, here is what you do:
WHAT NOT TO DO: (in no particular order)
· Lease a car
· Remodel your home
· Get a pet
· Get pregnant
· Get married
· Wait for your art to be sold
· Do not give money to anyone
· Wait for your book to get published
· Start your own business
· Get a new home
· Get a new car
· Get elective surgery
· Help others –this includes baby sitting, allowing other people to move in with you, loaning someone your car, etc - if you cannot help yourself how can you afford to help anyone else?
· Apply for credit cards
· Apply for anything “FREE” online
What you can do:
· Call the credit card companies and tell them you want to close your accounts. This will NOT stop the interest or payments due!!!! But you (or anyone else) cannot use the account. Follow up with a letter – keep a copy of that letter
·
STOP SPENDING - If you don’t have it, you can’t use it.
Cut up the credit cards, debit cards, any and all plastic – GONE!
· Get a copy of your credit report
a. Find out what you owe and who you owe it to.
i. https://www.annualcreditreport.com/cra/index
· Check for errors on your credit report:
ii. If there is an error, send a letter to the company that reported the error stating why the information is incorrect, provide the correct information along with any proof you have (canceled check) request a statement from them stating the error has been corrected. Keep this letter.
iii. *****NOTE – addresses of the reporting companies are usually kept at the bottom of the report – use these addresses to contact the company
iv.
*****NOTE – KEEP COPIES OF EVERYTHING
· Make a list of what you owe and whom you owe money to
a. Include name, address, phone # , and contact person
·
List ALL of your expenses:
i. Rent/mortgage
ii. ALL utilities (phone, cell phones, cable, water, garbage, heat, gas, electricity, etc)
iii. Food
iv. Cars: payment, insurance, maintenance, gas
v. Credit cards – ALL
vi. Loans
vii. House hold expenses – ALL - cleaning supplies, pet food, donations, dry cleaning, newspaper, morning coffee on the way to work
· Keep a list of everything you spend for 1 week – I mean every penny you spend
·
Sit down look at your expenses for the week. REALLY
LOOK AT THEM. What did you buy that you did NOT NEED???? How was that donut,
cup of coffee, soda, bagel, or lunch? DO you know most people spend ( on
average) $5/day for stuff they do not need?
a. $5/day x 5days = $25
b. $25 x 4 wks = $100
c. That is $100 that could have gone for a bill!!!! Think about it!
Get rid of the extras!
Now, I know everyone loves their pets,
but let’s be realistic, if Fido is costing $, you don’t have, then it is
time for him to go.
Make a budget- This is
probably the HARDEST thing you will have to do!!!! People today do not want to
live within their means. If you want to get out of debt, then do it. Include only what you need to live on – no extras!!!!
o Call the creditors and find out your current balance.
o Ask if they will lower your interest payment on your account – BOTH purchases and cash advances – it doesn’t hurt to ask!!!
o Ask what is the minimum payment they will accept. – Include that in your budget.
- You take that extra money and put it towards the out standing debt! Even $5 towards and outstand bill will lower that bill faster than normal.
- Make the budget for several months in advance – so you can see how quickly the bills will be paid
- STICK TO IT!!!!
- When sending a payment above the minimum payment due to credit card companies – if you have cash advances owed – note on EACH payment that you request that EACH amount above the minimum due gets paid toward the cash advance portion of the bill
- EXAMPLE:
- You owe $500 to the credit card including $100 in cash advances
- They will accept $15 for a minimum payment
- You send $25
- On your check write, “PLEASE PUT $10 toward the cash advance portion of my account”
- If you do not do this the company will put all of the amount toward the purchases because they earn more interest on the cash advance portion of your bill. The longer it takes to pay off the cash advance portion, the more money they make!
- Start with the smallest accounts first – UNLESS – you have debts to utilities, mortgage, or car payment, that NEED to be caught up!!!! They get paid first!!!!!
Example:
- You owe 3 credit cards:
- #1 balance $50 – minimum payment $25
- #2 balance $150 – minimum payment $25
- #3 balance $200 – minimum payment $25
- When #1 is paid in full – take that $50 and put it toward #2 – your payment toward #2 will now be $50
- When #2 is paid in full – your minimum payment to #3 will be $75
Continue this process until all Debts are paid in full!!!!
Once the debts are paid in full and you finally have some breathing room, what do you do?
You have your
budget done:
· you still cannot make ends meet
· you don’t qualify for state assistance
WHAT DO YOU DO?
-
Go to food pantries - Apply for any and all assistance ( wic, welfare, Medicaid, food stamps, HEAP)
- Go to every non-profit and ask for help
- EXHAUST EVERY RESOURCE IN YOUR AREA
- Apply for child support and/or alimony
- Apply for state medical coverage
· GET a 2nd job
· Start selling stuff on EBAY
· Refinance your home
· Sell your home/get an apartment /move into govt subsidized housing
· sell your new car, buy a used car and get the minimum amount of insurance to keep the car on the road
· take the bus
· shop at discount/thrift stores for necessities ONLY!
Before starting here, you might want to check out this page first
Contributed links:
: This aidpage was started as a comment on "WHO ~ KNEW?"
If you are looking for help, these are the first places to look. There is a TON of information on all of these pages and everyone has taken a lot of time to search for this information and post it for you to use.
Lady Christie
Soulight
Elaine
Ekikaseven
sandy6
my homepage
After checking out these pages, you might want to check out the links here
- UNC Health care - clinical trials
- UNC @ chapel Hill, NC - studies
- clinical trials - nationwide listings
- Univ of Iowa - office of clinical research
- dental research study - Austin, TX
- dental implant study - Dallas, TX
- volunteers needed for various studies - bethesda, MD
- dental studies - Kentucky
Ohio Dental association - assistance for low income individuals
American Dental Association
Check with your local dental society for low cost and free dental programs in your area.
Community Outreach
[
Dental Care in TN
[
Dentistry For All
[
free medical/dental clinics -listed by state
United Health Care Children's foundation - Grants, up to $5,000, can help families pay for the costs associated with therapies such as speech, physical and psychotherapy sessions; for medical equipment such as wheelchairs, braces, hearing aids and eye glasses; and for orthodontia and dental treatments. All 50 states
Virginia – donated dental services
Texas
Wisconsin, Rhode Island, Pa, Ohio, NC, Ga, Il, Ca, National
Farifax area on Aging
Suite 708
Aging, Disability and Caregiver Resources
- Local: 703-324-7948
- Toll Free: 866-503-0217
- TTY: 703-449-1186
- Spanish - Coordinated Services Planning: 703-631-3366
- Fax: 703-449-8689
E-mail
Intake Unit:
Fairfax_aaa@fairfaxcounty.gov
Caregiver Unit:
caregiver@fairfaxcounty.gov
Web site:
www.fairfaxcounty.gov/aaa
Statewide Information:
www.seniornavigator.org
Locating Out-of-State Services:
www.eldercare.gov
Adult Education
AARP 55-Alive Driver Safety Program
Toll-Free 888-227-7669
www.aarp.org/families/driver_safety
Adult & Community Education,
703-227-2200
www.fcps.edu/aceclasses
Registration Centers
703-660-2056
Centreville
703-227-2200
703-503-6400
703-506-2340
703-222-4112
www.aaamidatlantic.com
Elderhostel Toll-Free
877-426-8056
www.elderhostel.org
Lifetime Learning Institute of Northern
703-503-0600
http://lli.nova.org
Mature Operator Driver Improvement Program
703-280-0621
Osher Lifelong Learning Institute at
703-503-3384
www.olli.gmu.edu/links.htm
Shepherd’s Center of Oakton-Vienna
703-281-0538
www.scov.org
Shepherd’s Center of Annandale-Springfield
703-941-1419
Shepherd’s
703-323-9500
703-324-3100
www.fairfaxcounty.gov/library
Access Services, Talking Books
703-324-8380
www.fairfaxcoutny.gov/library/branches/as
Caregiving
703-324-7948
e-mail: caregiver@fairfaxcounty.gov
Caregiver Corner Online electronic newsletter (to subscribe)
www.fairfaxcounty.gov/email/lists
Toll-Free 800-677-1116
www.eldercare.gov
National Family Caregivers Association
Toll Free 800-896-3650
www.nfcacares.org
301-942- 6430
Family Caregiver
www.caregiver.org
AARP Care and Family Newsletter
aarpnews@nes.aarp.org
www.seniornavigator.org
Consumer Assistance
AARP Tax-Aide Program (January 1 - April 15)
Toll Free 888-227-7669
www.aarp.org/money/taxaide
202-479-1200
www.benefitscheckup.org
202-393-8000
www.bbb.org
Cable Communications and Consumer Protection
703-222-8435
www.fairfaxcounty.gov/dcccp
703-324-3185
www.fairfaxcounty.gov
City of
703-385-7894
www.fairfaxva.gov
City of
703-248-5005
www.fallschurch.gov
Toll Free 800-747-4222
www.moneymanagement.org
Coordinated Services Planning
703-222-0880
www.fairfaxcounty.gov/dsm/#csp
703-324-INFO(4636)
Fairfax Area Agency on Aging
703-324-5633
www.fairfaxcounty.gov/aaa
703-324-5851
www.fairfaxcounty.gov/aaa
Absenteee Voting/
703-222-0776
www.fairfaxcounty.gov/eb/sbsentee.htm
www.cpsc.gov
Counseling and Support
703-764-0476
www.alanonva.com (local)
www.va-al-anon.org (state)
Alcohol and Drug Services,
703-359-7040
www.fairfaxcounty.gov/csb
703-876-6166
www.alcoholics-anonymous.org
Alzheimer’s Association, National Capital Area Chapter
Toll Free 800-272-3900
www.alz-nca.org
703-938-5550
www.cancer.org
Toll Free 888-227-6333
Toll Free 800-342-2383
www.diabetes.org
American Heart Association
703-941-8500
www.americanheart.org
American Lung Association of
703-591-4131
www.lungusa.org
Arthritis Foundation
202-537-6800
www.arthritis.org
703-751-2766
www.ccda.net
Center for Multicultural Human Services
703-533-3302
www.cmhs.org
www.fairfaxcounty.gov/csb/mhs/mhsmain.htm
Intake Line - General Information/Services
703-481-4230
703-360-6910
703-481-4100
703-573-0523
Emergencies (24 hours)
703-573-5679 English
703-481-4121 Spanish
Grief Program,
703-866-2119
703-360-7273
www.fairfaxcounty.gov/dsm/dviolencebook.htm
Haven of
703-941-7000
Jewish Council for the Aging, Senior Helpline
703-425-0999
Jewish Social Service Agency
703-204-9100
Life With Cancer,
703-776-2841
www.inova.org/inovapublic.srt/cancer/index.jsp
Northern Virginia Family Services
703-385-3267
Parkinson’s Disease
American Parkinson’s Disease Association Information Toll Free
800-223-2732
Parkinson Foundation of the National Capital Area
703-287--8729
Stroke Clubs, Fairfax County Health Department
703-246-7120
www.fairfaxcounty.gov/hd/speechstroke.htm
Widowed Persons Service of
703-281-9595
Women’s Center
703-281-2657
Day Care and Respite Care Services
Alzheimer’s
703-204-4664
In-Home Bathing and Respite Program
703-324-7948
ElderLink/Fairfax County Department of Family Services
Day Health Care for Older Adults,
703-750-3316
703-978-0502
703-435-8729
703-734-1718
703-914-0226
703-704-6050
703-256-9770
Disability Services
Access Services,
703-324-8380
www.fairfaxcounty.gov/library/branches/as/services.htm
703-324-8365 TTY
National Library Service for the Blind and Physically Handicapped
202-707-5100
Americans With Disabilities Act, Paratransit/Metro Access
301-562-5361
www.wmata.com/metroaccess/access_form.cfm
Brain Injury Services
703-451-8881
Northern Virginia Brain Injury Association
703-569-1855
Building Plan Review, Fairfax County Department of Public
703-222-0114
www.fairfaxcounty.gov/dpwes/epr
Works and Environmental
703-525-3268
703-324-5421
www.fairfaxcounty.gov/email/lists
Handicapped Parking Tags, Department of Motor Vehicles
Toll Free 866-368-5463
Handicapped Parking Violations,
703-691-2131
www.fairfaxcounty.gov/fcdot/parking_restrictions.htm
Mental Retardation Services,
703-324-4400
www.fairfaxcounty.gov/csb/mrs/mrsmain.htm
Metropolitan
301-681-6636
703-352-99055
Prevention of Blindness Society of the Metropolitan Area
202-234-1010
www.youreyes.org/legal/index.htm
Toll Free 800-346-2742
703-993-3670
703-359-1100
Toll Free 800-552-7917
703-359-1124
711 Voice and TTY
Discrimination Issues
703-324-2953
(complaints about discrimination in the community)
703-324-2207
(complaints about discrimination by county departments)
Employment / Training Services
Adult and Community Education,
703-503-6400
Education for
703-660-2065
Fairfax County Public SchoolsEmployment Resource Centers (SkillSource Centers)
Fairfax County Department of Family Services
703-704-6286
703-324-7280
703-533-5400
703-787-4974
703-222-5872
National Council on the Aging (NCOA)
202-479-6978
www.ncoa.org/content.cfm?sectionid=345
The
703-354-6345, ext. 105
Fairfax Area Agency on Aging, Employment Counseling
703-324-7948
Information and Referral
Senior Employment Resources (SER)
703-750-1936
703-360-9088
www.ucmagency.org/emp-wdp.html
703-359-1124
703-803-0000
www.vec.virginia.gov/vecportal/search_results.cfm
Financial Assistance
Energy Assistance Programs, Fairfax County Department of Family Services
703-324-7604
www.fairfaxcounty.gov/dfs/overview.htm
Human Services Coordinated Services Planning
703-222-0880
www.fairfaxcounty.gov/dsm/csp/cspdefault.htm
Fan Care Program, Fairfax Area Agency on Aging
703-324-7694
Food Stamps, Fairfax County Department of Familiy Services
703-324-7500
703-324-7905 (recording)
703-533-5300
703-787-4900
South
703-704-6353
Home Repair Program for the Elderly
703-246-5154
Fairfax County Department of Housing & Community Development Medicaid, Fairfax County Department of Family Services
703-324-7500
703-533-5300
703-481-4025
South
703-704-6353
Long-Term Care
703-324-7504
Medicare Toll Free
800-MEDICARE 800-633-4227
Toll Free
Social Security Administration Toll Free
800-772-1213
Tax Relief, Fairfax County Department of Tax Administration
703-222-8234
703-803-0000
www.vec.virginia.gov/vecportal/unins/insur.cfm
Grandparents and Other Relatives Raising Grandchildren/Kinship Care
Toll Free 800-552-3402
Fairfax County Department of Family Services
703-324-7948
www.fairfaxcounty.gov/dfs/factsheets/kinship_care_guide.htm
Area Agency on Aging (Resource Guide for Grandparents and Other Relatives Raising Children) Generations United
202-289-3979
202-434-2296
www.aarp.org/families/grandparents
American Association of Retired Persons (AARP)
Health Related Services
American Red Cross of the National Capital Area
www.redcrossnca.org/ServicesCenter/
703-584-8700
South Fairfax -
703-805-2057
Community Health Care Network (CHCN), Fairfax County Health Department
www.fairfaxcounty.gov/hd/pcs/hdchcn.htm
Bailey’s
703-237-3446
703-689-2180
703-704-5333
Dental Services
Dental
703-323-3349
Donated Dental Services, Virginia Dental Association
804-264-9010
http://198.65.229.210/public/vdhf/vdhf_dds.html
Northern Virginia Dental Clinic, Inc. (to access this service, call one of the four agencies listed below)
703-222-0880
Hispanic Committee of
703-671-5666
Northern Virginia Family Service
703-385-3267
United Community Ministries
703-768-7106
Northern Virginia Dental Society, for dental referrals
703-642-5297
EYE CARE
EyeCare
Toll Free 800-222-3937
www.eyecareamerica.org/eyecare/public/seniors.cfm
Medical Society of
703-934-8818
Health Department of
703-246-2411
Birth and Death Certificates
703-246-7122
Falls Church District Office
703-534-8343
Herndon/Reston District Office
703-481-4242
703-246-7100
South County District Office
703-704-5203
Springfield District Office
703-569-1031
Medicare
Toll Free 800-MEDICARE
800-633-4227
Toll Free
Home-Care Services
Fairfax Area Agency on Aging
703-324-7948
Home Care Information/Companion Registry
www.fairfaxcounty.gov/aaa/inhomecare.htm
Finding Your Way Through the Home Care Maze
Friendship Senior
Telephone Reassurance
Volunteer Home Services for Seniors
703-324-5438
In-Home Bathing and Respite Program, ElderLink,
703-324-7948
Fairfax County Department of Family Services In-Home Care Services,
703-222-0880
Fairfax County Department of Family Services
The Guide to Retirement Living, Sourcebook
www.GuidetoRetirementLiving.com
CareRing, calling service of CrisisLink
703-516-6764
www.crisislink.org/services/carering.html
For information on private home care options and general housing options,
703-324-7948
Housing and Home Repair
City of Falls Church Department of Housing & Human Services
703-248-5005
www.fallschurchva.gov/services/hhs
703-246-5154
www.fairfaxcounty.gov/living/housing
Department of Housing & Community Development
Home Repair for the Elderly
703-385-1311
Senior and Specialized Housing
703-914-0551
Housing Waiting List Information Line
703-449-9050
The Guide to Retirement Living, Sourcebook
www.GuidetoRetirementLiving.com
Northern Virginia Family Service
703-385-3267
Rebuilding Together Program
703-528-5606
www.rebuildingtogether.org/mainpages
State Division of Consumer Affairs (Tenant-Landlord Issues),
Toll Free 800-552-9963,
www.vdacs.virginia.gov/consumers/cgi-bin/agency_info.cgi
540-662-8960,
www.dhcd.virgini.gov/HousingPreservationRehabilitation/Weatherization_FAQs.htm
Legal Assistance
703-246-3780
Center for Elder Rights,
Toll Free 800-552-3402
Legal Services of
703-246-4500
703-532-2525
Virginia State Bar Association
804-775-0500
Loan Closets
National Multiple Sclerosis Society, National Capital Chapter
202-296-5363
loan closet for persons with MS diagnosis
301-495-0277
Toll Free 800-552-5019
Technology Loan Fund Authority
Long-Term Care Information
Fairfax Area Agency on Aging Long-Term Care Insurance Counseling, VICAP
703-324-5851
703-324-5861
www.fairfaxcounty.gov/ombudsman
Nutrition
Fairfax Area Agency on Aging
703-324-7948
Meals on Wheels Nutritional
703-324-5544
www.fairfaxcounty.gov/rec/Senior_Ctr
Recreation and Socialization
Community and Recreation Services,
703-324-4386
Information on Parks and Classes
703-324-8700
Registration for Adult and Family Recreation
703-222-4664
Parks and Recreation Department, City of
703-385-7858
Recreation and Parks Department, City of
703-248-5077
St. Martin’s Elderly Services and Senior Center, Catholic Charities
703-751-2766
Social Services
Fairfax Department of Family Services
www.fairfaxcounty.gov/dfs/overview.htm
Aging Information Specialists
703-324-7948
Adult Case Management
703-222-0880
Medicaid Pre-Admission Screenings
703-222-0880
703-324-7948
703-533-5300
703-481-4025
for Adult Services, Home Care & Medicaid
703-787-4900
for Food Stamps and Benefits:
South
703-704-6353
Adult Protective Services (APS)
703-324-7450
ElderLink, Options for Caregiving
703-324-5374
www.fairfaxcounty.gov/aaa/elderlink
Center for Multicultural Human Services
703-533-3302
Hispanic Committee of
703-671-5666
Jewish Social Services Agency, Case Management Program
703-204-9100
703-354-6345
Northern Virginia Family Service
703-385-3267
Transportation
Fairfax County Department of Transportation
703-324-1172
Seniors-on-the-Go!Taxi Access
FASTRAN
703-222-9764
703-339-7200
RIBS,
703-339-7200
see
City of
703-385-7859
City of
www.ci.falls-church.va.us/visitors/transportation.html
Farewheels
703-248-5005
Connect-a-Ride, Jewish Council for the Aging
703-323-6494
Americans With Disabilities Act Paratransit/MetroAccess
301-562-5360
Volunteer Transportation, Community-Based Organizations
703-222-0880
Metrobus/Metrorail
202-637-7000
www.fairfaxcounty.gov/fcdot/metrorail
Volunteer Opportunities
Fairfax Area Agency on Aging
703-324-5406
www.fairfaxcounty.gov/aaa/vol_opps_fcn.htm
Volunteer programs include:
· Friendship, Senior
· Meals on Wheels
· Pets on Wheels
· Telephone Reassurance;
·
· Volunteer Home Services for Seniors
· Cluster Care.
703-324-5435
www.fairfaxcounty.gov/aaa/ombudsman
RSVP (Retired and Senior Volunteer Program)
703-549-1607
www.seniorcorps.org/about/programs/rsvp.asp
Volunteer
703-246-3460
www.seniorcorps.org/about/programs/rsvp.asp
Any of the services in this publication can be reached using the Virginia Relay System TTY 711.
To report phone number or Web site changes to this list, please call: 703-324-5401,
or e-mail:
A publication of
June 2007
This page has links to organizations that will assist with financial problems: They offer:
- credit counseling
- the opportunity to help you eliminate past due balances
- financial guidence
- the road to economic independence
- FREE tax filing
- link to the FDCPA
Links - where available - are highlighted in yellow
Amerix
There are also credit counseling services that don't charge set up fees. Amerix
is one
and is worth checking into for those who have at least $4000 in debt, including
personal
loans and medical bills
CL&P NUSTART (No website
available)
[Connecticut] The CL&P NUSTART payment incentive program is designed
to help low
and fixed-income CL&P customers maintain year-round electric service.
Through NUSTART,
customers can reduce -- and even eliminate --their past-due balance if they pay
an
agreed-upon budgeted amount on time, each month. Need more information?
Call CL&P's NUSTART team at 1-800-286-5844.
Count Me In
Count Me In champions the cause for women's economic independence by providing
access to business loans, consultation and education.
Debtors Anonymous
Debtors Anonymous is a fellowship of men and women who share their experience,
strength and hope with each other that they may solve their common problem and
help
others to recover from compulsive debting.
Don't Borrow Trouble
[
initiative aimed at stopping predatory lending practices in the Twin Cities
seven-county
metropolitan area. The Campaign seeks to educate families and individuals about
how
to avoid predatory lending scams and about available community resources.
The DON'T BORROW TROUBLE help line has been established at
612.312.2020 to offer families a safe place to call before they sign
anything that puts their home at risk.
Free File
The IRS is offering free tax preparation and electronic filing for low-income
filers
through a partnership with the Free File Alliance. You do NOT have to be
eligible
for earned income credit, and income guidelines are generous. Be sure to link
to
service providers through the IRS site, otherwise you may not get the free
offer.
In Over Your Head—Life-Saving
Strategies for Financial Crisis
Unemployment, illness, family problems, and careless spending, as well as other
issues,
can be reasons for not being able to pay your bills. As unpaid bills mount up,
the
total amount of your debt can overwhelm you. You may have to take some
lifesaving
financial actions. This bulletin helps you understand your options.
Intuit Tax Freedom Project
Intuit Financial Freedom Foundation is pleased to offer free online tax
preparation
and filing to hard working Americans and their families who have an adjusted
gross
income (AGI) of $27,000 or less, or who are eligible to claim the federal
Earned
Income Tax Credit (EITC) using Intuit's TurboTax® for the Web(SM) service.
Money Management
International
Money Management International (MMI) is a nonprofit, community service
organization
that provides professional financial guidance, counseling, community-wide
educational
programs and debt management assistance to consumers
Money Saving Advice
Lots of helpful information on how to make your dollars stretch and get more
for your
hard earned income.
Onepay credit counseling agency
Founded in 1994 as a not-for-profit
organization, Myvesta provided advanced state-of-the-art solutions for people
suffering with financial troubles. Sadly, changes in the regulatory environment
in the
A web site that provides detailed information about
federal and some state tax credits, particularly those that can be claimed by
persons with low-to-moderate income. The primary focus of the web
site is on the United States federal government's Earned Income Credit
(EIC), which is also known as the Earned Income Tax Credit
(EITC). The EIC is one of the
THE FAIR DEBT COLLECTION PRACTICES ACT
To amend the Consumer Credit Protection Act to prohibit abusive practices by debt collectors.
Know YOUR RIGHTS as a consumer!
United Capital Mortgage Assistance
Behind on mortgage payments? Stop foreclosure - get caught up and back on track with your mortgage. If you are two or more months behind on mortgage payments and can afford your home, United Capital Mortgage Assistance may be able to help you stop foreclosure and help you keep your home.
Volunteer Income Tax Assistance (VITA) program
The VITA Program offers free tax help to low- to moderate-income ($38,000 and below) people who cannot prepare their own tax returns. Volunteers sponsored by various organizations receive training to help prepare basic tax returns in communities across the country. VITA sites are generally located at community and neighborhood centers, libraries, schools, shopping malls, and other convenient locations. Most locations also offer free electronic filing. To locate the nearest VITA site, call 1-800-829-1040.
State
Attorney General
Typical powers of the Attorneys General, while varying from one jurisdiction to
the next due to statutory and constitutional mandates, now include the
authority to: institute civil suits; represent state agencies; defend and/or
challenge the constitutionality of legislative or administrative actions;
enforce open meetings and records laws; revoke corporate charters; enforce
antitrust prohibitions against monopolistic enterprises; enforce air, water
pollution, and hazardous waste laws; in a majority of states, handle criminal
appeals and serious state-wide criminal prosecutions; intervene in public
utility rate cases; and enforce the provisions of charitable trusts. Click the link above to find and contact your state attorney
general.
Computers 4 Kids is an organization which may provide computers to low income families with kids who cannot afford or do not have a computer. Located throughout the US in various communities, some organizations will provide education and training. You MUST check with the actual organization to verify what exactly they provide and to whom. As with any organization, they you must qualify according to their guidelines - various rules do apply. Unfortunately, Computers 4 Kids is not a national organization, rather a community sponsored organization. Therefore, the organization does NOT have a national database and each office has to be located individually. Some use the C4K name, others do not. All time, services, labor, and computers are donated by their respective community.
-
C4K - Charlottesville, Virginia
-
C4K - Washington
-
Colorado
-
free byte- lots of links !
-
Freecycle - hook up with someone in your neighborhood
-
C4K- Kentucky
-
C4K - California
-
computer recycling center - Computers Available for Teachers, Public Schools, and Nonprofits
-
COMPUTERS FOR YOUTH - NYC/PHILADELPHIA
Get a home computer for under $200!
NY, NJ, PA
Adaptive Computer Empowerment Services
[California] To improve the quality of life for persons in San Diego County who are disabled by empowering them with computer technology.
Adaptive Mobility, Inc.
[Indiana] Works with clients to determine specific mobility needs and to find resources to meet those needs, including a broad range of items such as wheelchairs, rehabilitation equipment, vehicle adaptive equipment and van modifications. Serves Indiana and Kentucky.
(800) 969-1154
Alachua Free-Net Computer Recycling Program
[Florida] Requests for computers are considered on a case-by-case basis by the AFN Computer Recycling Program volunteers. Some of the areas used for determination are as follows: Priority is given to local community organizations, schools, and non-profit organizations. Individuals with disabilities or hardships where it is demonstrated that the computer would enhance the person’s life. The criteria for deciding where the computers are distributed has been kept deliberately informal, as the particular type of equipment that we have, and the requests vary significantly. This has not posed a problem in the past and we hope it will continue to work in the same way
All Free ISP
Database of free and low-cost Internet Service Providers in the US and Canada.
Castaway Computers, Inc.
[Wisconsin] We accept donated computer equipment and software from companies, refurbish the equipment, load available software, and upgrade the equipment. Castaway donates the computers to individuals, families, schools, charities, and agencies including religious, scouting, genealogical, historical, and other nonprofit entities. (414) 221-3442
Computers for Families (CFF)
[Virginia] Computers for Families is a not for profit organization founded to place computer systems with and provide computer information access to individuals who can not afford a computer system. Currently we are only able to help families in the SW Virginia localities. 540-745-6340
Computers for Homebound and Isolated Persons
[Tennessee] CHIPS is a non-profit project aimed at reducing the social isolation of persons who are homebound, by providing a computer and free Internet access through KORRnet, who manages the project. The primary participants in this project are persons who are elderly, or caregivers, although some recipients are also disabled and homebound.
DakotaLink
[South Dakota] DakotaLink is a statewide program of resources and supports that enable individuals in South Dakota greater access to assistive technology devices and services, to maintain independence, to explore funding options, and to become educated about assistive technology issues. Call 1-800-645-0673 (V/TDD)
First Chance Project
First Chance will locate used computer equipment and transfer it to rural women who do not have computers in their own home. Telephone: 720 855 0501
Florida Alliance for Assistive Services and Technology (FAAST)
[Florida] FAAST envisions a seamless supportive partnership between Florida business and government to provide assistive technology products and services which will enable persons with disabilities to participate in independent living, education, work and recreation from birth to death. 1-888-788-9216
I have used this site personally and they were a TREMENDOUS HELP!!! When I couldn’t figure out the problem. They were there to guide me, step by step, to completely clean my computer. Free downloads and EXPERT advice!
Free Computers
[Michigan] We place computers in homes (in low-income Grand Rapids neighborhoods) that could not otherwise afford one. To qualify for a computer, you must complete ten (10) hours of service to your community
FREE GEEK
[Oregon] FREE GEEK is a 501(c)(3) not for profit community organization that recycles used technology to provide computers, education, internet access and job skills training to those in need in exchange for community service.
Free Online Virus Scan
internet program scans your computer for viruses. often more updated than software you purchase and/or update regularly.
Friends of Disabled Adults and Children (FODAC)
[Georgia] Provides medical equipment to disabled people in the metro Atlanta area who could not otherwise afford it.
GiveTech
People with severe physical disabilities struggle greatly with things most of us take for granted. Without help, many cannot write a letter, make a phone call, buy something from a store, or hold down a job. In very severe cases, even basic communication is impossible in any but the most laborious of ways. The computer (and, through it, the Internet) solves many of these problems and opens up whole new worlds to the severely physically disabled. Imagine the feeling of self-reliance that comes from needing something and ordering it over the Internet. Imagine the self-esteem one can gain from entering an Internet chat room and being thought of and treated as a 'regular' person, not someone with a severe disability. This computer-aided autonomy is impossible without an input device designed for the disabled. However, for many people, the cost of such a device excludes them from this new world of opportunities offered by the computer and Internet. GiveTech plans to solve this problem for many financially disadvantaged people with severe physical disabilities. 415.750.2576
Head and Heart Foundation of Dallas and Fort Worth
[Texas] The Head and Heart Foundation of Dallas and Fort Worth Provides: Computer Hardware; Technical Assistance; and Information to the physically disabled in the Dallas and Fort Worth area.
Illinois Assistive Technology Program
[Illinois] Illinois Assistive Technology Program (IATP) is a not-for-profit agency that promotes the availability of assistive technology (AT) services and programs for people with disabilities. 217-522-7985 voice 217-522-9966 tty
mobility motoring
The Ford Mobility Motoring Program provides up to $1,000 financial assistance toward the exact cost of adding adaptive equipment to a new 2002, 2003 or 2004* Ford, Lincoln or Mercury car, van or light truck, and up to $200 on alerting devices for hearing impairments, lumbar seats and running boards.
Mobility Project
The Mobility Project exists to serve disabled people living in poverty throughout the developing nations of the world: by personally delivering refurbished mobility aids such as wheelchairs, crutches, walkers and other medical equipment to the disabled in need. By adjusting each mobility aid given to fit the individual who receives it. By providing sports programs for the disabled, to help them achieve greater confidence and health as well as ability with their mobility equipment. By building wheelchair refurbishing and manufacturing facilities in some of the countries where we work, to provide vocational training for local people with disabilities, as well as an ongoing source for repairs to mobility aids to other disabled people in the area.
Mobility Unlimited
Mobility Unlimited serves as the 'last resort' by financially assisting physically disabled adults who have exhausted all other financial resources available to them (including private health insurance, Medicare, or Medicaid) and are still unable to meet their mobility needs. Mobility Unlimited strives to improve the individual's quality of life by giving the individual a 'hand up' by helping the individual help himself or herself to remove the obstacle, obtain the equipment or receive the treatment he or she needs to improve the quality of his or her life. Our focus is on providing equipment that will enable the individual to pursue or maintain employment. Mobility Unlimited also serves as an advocate on behalf of physically disabled adults who may need some help communicating with their insurance company in order to obtain the mobility equipment they need to be productive members of their community. Phone 877.516.0605
New Mexico Technology Assistance Program (NMTAP)
[New Mexico] The New Mexico Technology Assistance Program (NMTAP) offers free services to New Mexicans with disabilities to help them get the assistive technology (AT)services they need. NMTAP's toll-free number is: (800) 866-2253
Resume's, Computer repairs, Computer Support.
This is a personal site, however it is the best way to reach me if the need is there. If you live in the area I can repair your computer, If you need free tech support I can do that. If you need a Resume written I can also do that. I can also help repair documents for you. This would be in my spare time. But I would be glad to assist those with the need. Just email me or call.
Santa Barbara Computers for Families
[California] The Computers for Families project is providing computers, Internet access and training for Santa BarbaraCounty students whose families cannot afford to purchase them. We believe that access to technology at home is critical to building the skills essential for success in the 21st century. (805)964-4711 x5400
Southern Arizona's Computer Bank
[Arizona] SACB is a community-based, non-profit 501(c)(3), charitable and educational organization, that helps those who are less fortunate. We acquire, upgrade and donate computers, and printers to under-privileged students K-12, who live in Southern Arizona.
Technology Assisting People In Need
[Ohio] TAPIN focuses on serving individuals who are economically disadvantaged or disabled, and who could benefit by owning a computer, and the agencies which serve them.
The Pennsylvania Assistive Technology Foundation (PATF) [Pennsylvania] A nonprofit organization that helps provide financing opportunities to individuals with disabilities and elder Pennsylvanians for the purchase of assistive technology devices and services.
Tools for Life
[Georgia] Tools for Life can give you and your family more options for greater freedom in your lives. Tools for Life increases access to appropriate assistive technology devices and assistive technology services for all Georgians with disabilities so they can live, learn, work, and play independently in communities of their choice. Voice: 1-800-497-8665
Utah Assistive Technology Foundation
[Utah] The Utah Assistive Technology Foundation is a private, non-profit organization that works with Zions Bank of Utah to provide zero and low-interest loans to purchase assistive technology. The UATF also offers some small grants ($250 or less) on a limited basis through non-federal funding to families who meet federal poverty guidelines. 1-800-524-5152
Washington Assistive Technology Alliance
[Washington] The Washington Assistive Technology Alliance (WATA) is a consumer advocacy network that helps disabled individuals with Assistive Technology (AT) devices and services used to maintain or improve functional capabilities. Many high-tech and low-tech devices are now available to assist people with disabilities with daily living tasks, communication, education, work, and recreation. Examples are: wheelchairs, Velcro, adapted clothing and toys, computers, seating systems, powered mobility, augmentative communication devices, special switches, assisted listening devices, visual aids, memory prosthetics, and thousands of other commercially available or adapted items. Services also include functional evaluations, training on or demonstration of devices, and purchasing or leasing devices. Their number is800-214-8731.
Washington Assistive Technology Foundation (WATF)
[Washington] The Washington Assistive Technology Foundation (WATF) is a non-profit organization dedicated to, and controlled by, people with disabilities. Our first project is a low interest loan fund (the "Access Fund") established to provide Washington state residents with disabilities affordable credit for purchases of assistive technology (AT) and home and vehicle accessibility modifications. (206) 826-1038
Wheelchair Foundation
The Wheelchair Foundation is a nonprofit organization leading an international effort to deliver a wheelchair to every man, woman and child in the world who needs one. For those individuals, the Wheelchair Foundation offers freedom, self-reliance, mobility and hope.
Wheelchair Ramp Project (no website available)
[Washington] Wheelchair users living in Snohomish County or their advocates may call the disAbility Resource Center at (425) 347-5768 to apply for a ramp. Priority will be given to individuals in rehab facilities, minorities and those in rural areas.
Disability Resource Connection 607 Southeast Everett Mall Way Suite 6C, Everett, WA98208
(425) 347-5768
WisLoan Program
[Wisconsin]Open to Wisconsin residents of all ages who have a disability and who want to buy assistive technology. The program has no income requirements, and does not require individuals to exhaust personal or public funding. Under the program, banks provide loans at prime- plus- two percent to qualified borrowers. Loan amounts depend on the item purchased and the ability to repay the loan.
Rochester, NY- Free and Low-cost Refurbished Computers Available Now Through Micrecycle:
Computers for Education Back-To-School Promotion
Location: Micrecycle, 98 College Ave., Rochester, NY14607
Media Contact: Debra Jacobson (585) 697-1944 • debra_jacobson@rmsc.org
Computers will be available for pick-up a week or two after applications are processed. For more information about the program or to request an application, call Alex Johnson at RMSC/Science Linkages, (585)256-3170.
****************************
Computers for Children (no website available)
2550 Delaware Ave, Buffalo, NY
874-3350
Hours: Monday - Saturday 10-6 pm
Refurbished computers from $79!
loaded with Windows OS and antivirus
Package includes:
Tower, Keyboard, Mouse, Screen, Disk drive, speakers.
*****Some Printers Available - starting @ $20****
Custom built computers - for only $469!
Windows XP
80Gb HD
512 ram
Celeron Processor
All systems are internet ready. Computers for Kids takes in computers from individuals, businesses & organizations & refurbish (upgrade), then the computers are donated to area schools. Computer & cash donations accepted. Volunteer opportunities. Also provide training to youth in computer refurbishment skills and software training.
This is a great NEW link from Elaine! 9/3/07
All government LOANS and information for :
CREDIT
FARMING / RURAL DEVLOPMENT
BUSINESSES
DISASTER RELIEF
EDUCATION
HOUSING
VETERANS
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milk income loss contract program
bill emerson humanitarian trust
bioenergy program
livestock compensation program
emergency loan for seed producers
special apple program
crop disaster program
wetlands reserve program
colorado river basin salinity control program
conservation reserve program
livestock assistance program
forestry incentives program
water bank program
farm storage facility loans
community food projects
fund for rural america - research, education, and extension activities
Hispanic serving institutions education grants
tribal colleges endowment program
tribal colleges education equity grants
higher education muticultural scholars program
biotechnology risk assessment research
buildings and facilities program
higher education challenge grants
1890 institution capacity building grants
sustainable agricultural research and education
small business innovation research
food and agricultural sciences national needs graduate fellowship grants
animal health and disease research
grants for agricultural research competitive research grants
payments to 1890 land grant colleges and tuskegee university
payments to agricultural experiment stations under the hatch act
cooperative forestry research
grants for agricultural research special research grants
transportation services
16529
Note: This aidpage was started as a comment on "Can an Angel help?"
Tanya, You did not give a location in Vermont, so the best I can tell you is to check salvation army, catholic charities, united way, food pantries, social services, etc. I have the links to the national organizations on my page. Also check with 211.org (link below) it can give you the nearest location to all services in your area.
You didn't give any details about your situation therefore, I can only presume the $5000 you need is for credit card debt - which is minimal compared to most people, believe it or not. The best I can tell you is to try consumer credit counseling. I have found a nonprofit specifically for the military - maybe they can help.
institution capacity building grants
sustainable agriculture research and education
small business innovation research
food and agricultural science s national needs graduate fellowship grants
animal health and disease research
grants for agricultural research - competitive research grants
payments to land grant colleges and tuskegee university
payments to agricultural experiment stations under the hatch act
cooperative forestry research
grants for agricultural research
transportation services
perishable agricultural commodities act
wholesale market development
market protection and promotion
inspection grading and standardization
federal/state marketing improvement program
marketing agreement and orders
market news
tobacco loss assistance program
tree assistance program
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My homepage
National Organizations for assistance
Livestock compensation program
Emergency loan for seed producers
Special apple program
crop disaster program
wetlands reserve program
Colorado river basin salinity control program
conservation reserve program
livestock assistance program
forestry incentives program
water bank program
farm storage facility loans
production flexibility payments for contract commodities
emergency conservation program
dairy indemnity program
commodity loans and loan deficiency payments
avian influenza indemnity program
wildlife services
plant and animal disease pest control and animal care
agricultural research/ basic and applied research
I have been searching the archives (so to speak) here on AIDPAGE and found a ton of info so far. I still have a looooong way to go. Here is some of what I have found posted mainly by IDOLOGIC and a few others.
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page 3
page 4
To prevent foreclosure – check into this more – not a non-profit!
http://www.safehouseusa.com/index.htm
corporate review – check out scams, businesses, etc.
http://corporate-review.com/
Pages by Idologic -
very low to moderate income housing loans
technical assistance for specialty crops
Foreign market development cooperator program
child nutrition discretionary grants
Senior Farmers market nutrition program
WIC farmers market nutrition program
Emergency food assistance program
Emergency water assistance grants
technical assistance and training grants
water and waste disposal systems for rural communitiesforest land enhancement program
urban and community forestry program
wood in transportation program
rural development forestry and communities
southeast Alaska economic disaster fund
national forest dependent rural communities
school and roads – grants to counties
schools and roads – grants to states
cooperative forestry assistance
This site can help you find government benefits you may qualify for - EASILY!
The official benefits website of the U.S. government, with information on over 1,000 benefit and assistance programs.
You can search by type of benefit, answer a simple questionnaire, target search by category, or by state/federal agency.